Terms & Condition

• 1.Account Opening & Operation – Eligibility, required documents, and account maintenance rules as per your account type we mention all the needs on the particular service you need.



• 2.Deposits & Withdrawals – Minimum balance, cash deposit/withdrawal rules, and transaction limits as per reserve bank of India guidelines.



• 3.Interest & Fees – Interest rates on savings or loans, service charges, penalties, and taxes as per reserve bank of India guidelines.



• 4.Online & Mobile Banking – Terms for using internet banking, security measures, and liability for unauthorized transactions as per reserve bank of India guidelines.



• 5.Loans & Credit – Loan repayment terms, interest rates, and consequences of default as per reserve bank of India guidelines.



• 6.Fraud Prevention & Security – Customer responsibility for safeguarding passwords/PINs and bank measures against fraud.



• 7.Dispute Resolution – Process for handling complaints and legal jurisdiction You quickly book e-complaint on our portal you can find link on header of this website.



• 8.Closure & Suspension – Bank’s rights to close or freeze accounts under certain conditions.



• 9.Data Privacy & Confidentiality – How customer data is collected, stored, and shared.