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Senior Citizen get 0.5 % extra
Bulk Deposit Above 2 Crore get 0.25%
Bulk Pre Mature – 1.00% penal
Normal Pre Mature – 0.50% penal
Senior Citizen benefit start after 58 years completed
Above FDR Not more then 120 Months
Effective From:-
Deposit (Upto 1,99,99,999.00 )
Bulk Deposit (From 2 Crore and Above)
01-11-2023
Interest Rate
Interest Rate
Interest Rate
Interest Rate
Normal
Senior Citizen
Normal
Senior Citizen
7 Days to 45 Days
4.00%
4.50%
4.25%
4.75%
46 Days To 90 Days
4.75%
5.25%
5.00%
5.50%
91 Days to 120 Days
5.00%
5.50%
5.25%
5.75%
121 Days to 179 Days
5.25%
5.75%
5.50%
6.00%
180 Days to 269 Days
5.75%
6.25%
6.00%
6.50%
270 Days to 364 Days
6.00%
6.50%
6.25%
6.75%
12 Month
6.80%
7.30%
7.05%
7.55%
Above 12 Months to 24 Months
7.15%
7.65%
7.40%
7.90%
Above 24 Months to 36 Months
7.35%
7.85%
7.60%
8.10%
Above 36 Months to 60 Months
7.25%
7.75%
7.50%
8.00%
Above 60 Month
6.75%
7.25%
7.00%
7.50%
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